Kirsty;
Whilst I admire your desire to get the hell out of the UK, you really must take into consideration the long term consequences of such a move. Unless you and or your husband have some sought-after qualification and can speak Spanish, the chances of getting a job out here are pretty minimal. There are over 4 million unemployed people in Spain and life for them is pretty grim.
Take a look at http://ukinspain.fco.gov.uk/en/help-for-british-nationals/living-in-spain/pensions-benefits/uk-benefits/benefits-before and you will see that the only exportable benefit applicable in your case appears to be JSA and this only for three months.
You also need to take into consideration what would happen if it all goes pear-shaped out here and you have to go back to the UK. There will be no support available from either the Spanish or UK authorities. You will be strictly ‘on your own.’
You will need Private Health insurance out here unless you contribute to the Spanish Social Security system and the fee payable to the SSS is around 260? per month.
If you assume around 400-500? a month for private rent (there is no such thing as council housing available) you are already looking at needing an income of 1000? by the time you include you include food and local transport. Realistically you need a minimum of1500? for you and your family. You should allow for 2 or 3 months rental in advance as a deposit depending on which agency you use and there are a lot of them.
You also need to take into consideration schooling for the children; out here the parents pay for all text books, writing materials, exercise books etc.
For a family on limited means it’s all one hell of a step.
good Luck whatever you decide to do…
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