hi. i’m debating whether to open a citibank espana account or just rely on withdrawing cash from my american citibank account. i’m trying to avoid the 3 percent transaction fee for using the latter, but i’ve heard even citibank espana accounts involve lots of fees that will add up to more than 3 percent anyway.
i spoke with citibank usa, and they will charge me nothing for transferring money to a citibank espana account.
any advice? thanks