Ellie,
I dont want to sound negative on the matter but if you were to swap with a returning Brit the onus would be on you to comply with all of the legal niceties involved and as with all things Spanish this could be a bit of a nightmare especially if you don’t speak Spanish.
Buying a car from a private individual out here is covered under this link at dgt.es
http://dgt.es/portal/es/oficina_virtual/vehiculos/cambio_titularidad/. its in Spanish but,
http://translate.google.com/
does a pretty good job of translating to English. Copy and paste the dgt url into the left hand box of the enquiry panel, select Spanish to English and the same url will appear in the right hand box. Click on the url in the right hand box and Google will open a new page with the English translation.
When buying a car from a second hand dealer he should handle all of the transfer documentation. The procedure normally takes about a week.
You will however need an NIE number because a taxable transaction is involved. You will also need to produce a proof of address such as an empadronimiento certificate from your local town hall in Nerja. Also you will need to show a valid driving licence and your passport. The dealer will not allow the vehicle to be driven off the forecourt once you have agreed to purchase it until you produce an insurance document for the car. This action will be down to you.
Be aware that insurance out here is normally just basic, equivalent to the UK Third Party unless you specifically ask for Todo Riesgo (Comprehensive). Normally any no claims bonuses you may have accrued in the UK will not be applied to the Spanish policy.
Also on the subject of insurance, there is no equivalent to the AA or RAC out here so the Insurance Policy includes ‘asistencia para Viaje’ or breakdown cover. A call to your insurance company in the event of a breakdown will bring a Grua (tow truck) out at short order and he will take you home, to your destination or to a garage. Normally there is no additional charge (other than the cost of the repairs of course- you can’t have everything!).
Hope some of this helps…
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