Hi Sara,
[iThanks for that thats great news - so he would need to pay tax and NI to spain - then we can request the forms for healthcare. i was trying to find a quote for healthcare insurance for us as a family and struggling with it!
Please don’t quote me on this/read as Gospel. You really will have to find out from his new employer. (It can be a bit like pulling teeth, but if you are moving to Spain you will need a whole lot of patience, cunning and persistence - even for the simple things in life!
Do you by chance know anything about dental insurance? i have heard that its not covered by NI or Tax and if not do you know any good companies who can quote for cover?
I think many health insurers also offer dental plans, but they can vary. Most offer a ‘xxx % ’ discount on their preferred list of dentists - which sometimes is not cheaper than just walking in off the street!
I would check once in Gib if there are any local dentists who do a ‘Denplan’ type thing. (I don’t think you would have to be resident to mix and match.) There is an English dentist in Fuengirola who does his own ‘memebership, which includes 2 check ups and cleans and up to xxx Euros worth of work in year. But I personally don’t rate him!!!!
Our own dentist is pay as you go and we are extremely happy with him. (I am told dental costs are cheaper here than UK, but you would have to do a price comparison for yourself.)
Also i have been reading lots of threads on this site and my monthly estimate so far consists of
Eu 650 for rental of a 2/3 bed house/flat (anywhere from the Manilva area across to Cadiz area) I am sure you can get much cheaper - it is a buyers market!
Eu 50 for electric (not sure what accomm would have gas or electric or both so mostly guess work!!) THIS SOUNDS TOO CHEAP????? OURS IS EU80 FOR 2 MONTHS FOR 2 PEOPLE USING VERY LITTLE - OK lots of electrical gadgets, but no heating as such.
Eu 50 for gas As I say, there is likely to be bottled only. Eg - We use about a bottle a month (in the winter, 1 every 3 or 4 months in the summer!) - for oven/hob only (remember some water heaters will be gas, so factor in more?) Eu 13 per bottle.
N/A for water (included in rent as far as i can tell)
Not usually…. unless it is an urbinization and it is in the rental agreement that all community costs are covered.
Eu 15 for a mobile on PAYG
Ummm… This is cheapest cost if you DON’T EVEN USE the phone, but just for the standard contract. Spain is one of the highest priced costs for mob phones. If you need 2, get them as a deal with free calls between you and your partner. But this cost will of course depend on how much you use it/if you have a land line (and voip) or not.
Eu 25 for broadband (although not sure if this incudes line rental or if that would be ontop)
See other thread - Eu40 is absolute cheapest (Calls outside of Spain/to mobiles extra)
Eu ? for dental
Don;t know… (We pay Eu60 for a check up and clean, from Eu60 - 110 for a filling)
N/A for schooling as both my boys are (4 and 7) of a school age
N/A Council tax as renting so included in rent (paid by landlord)
Should be - but make sure you know in advance!
Eu 200 Petrol (for what would cost about ?280 in the uk - about ?65-?70p/w)
Petrol has just gone up here - Eu1.32 for 1ltr 95 ‘sin plomo’ (unleaded)
??? mpg???
Eg Partner does at least 500km per week, Full tank Eu 45.
Depends on your mileage etc!
Hope this helps….
All the best, SJ