Unfortunately, accidents and illnesses can occur at any age and result in death. It is wise to make preparations for your family in advance. If there is no will in the event of a death, the deceased is considered to have died intestate. In such cases, it is the law that decides how assets are transferred. In Spain the legal inheritors will have to go to probate, in the same way as if only a British will is available. During a time when there is much suffering, the added complications to attempt to attain what is legally destined for the successors, becomes a complicated and expensive issue. If there is a bank account implicated Joint or otherwise and the bank is advised of the demise, the account is immediately frozen. Furthermore these resources may be the only benefits available to the family.  The Spanish tax authorities will treat the stationary funds as assets and may be subject to inheritance taxes.  There are guidelines to follow to lessen the burden and costs for anyone who may unfortunately find themselves in this situation.