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BANC CAM IS BANC CAN?T

If you get the chance check out page. 15 of the Coastrider October 6th. ?Bank Robbery With a Difference.?

Poor Janice, an ex-neighbour of mine; salt of the earth and as honest as the day is long, had her card details copied by unknown pond life. Everything she had in her account; a few thousand, was vacuumed out at locations she had never visited. She could even prove she was elsewhere at the time.

Banc Cam is not only treating her with indifference, they are downright uncivil to her. They simply don?t want to know. ‘You’re on your own, love!’ Now, every time her pension goes in they grab it to fund what the Guardia Civil describe as the Mafiosa. It could only happen in Spain; not the UK where credit card fraud is dealt with fairly satisfactorily by the UK banks.

Lesson learned. Avoid Banc Cam. General lesson learned: Keep your money safe but NOT in a bank where it clearly isn?t safe. Deposit just enough to pay your bills so any unauthorised access will be bare minimal.

?The Best Way To Rob A Bank Is To Own One.? - Bill Moyers. Former U.S. Director of the Institute for Fraud Prevention

I`m supprised this doesn`t happen more oftern.

The news is always full of Credit Card fraud busts by the Policia, but never mention the groups still operating and who there affecting.

I guess Spain is just different.

Although many Spaniards I`ve dealt with always paid me in cash, they never opted to use there cards.

COVER YOUR HAND WHEN PUT YOU PIN NUMBER IN .....

Instances of skimming have been reported where the perpetrator has put a device over the card slot of a ATM (automated teller machine), which reads the magnetic strip as the user unknowingly passes their card through it. These devices are often used in conjunction with a pinhole camera to read the user’s PIN at the same time .  COVER YOUR HAND WHEN PUT YOU PIN NUMBER IN .....

Skimming is difficult for the typical cardholder to detect, but given a large enough sample, it is fairly easy for the card issuer to detect. The issuer collects a list of all the cardholders who have complained about fraudulent transactions, and then uses data mining to discover relationships among them and the merchants they use. For example, if many of the cardholders use a particular merchant, that merchant can be directly investigated. Sophisticated algorithms can also search for patterns of fraud. Merchants must ensure the physical security of their terminals, and penalties for merchants can be severe if they are compromised, ranging from large fines by the issuer to complete exclusion from the system, which can be a death blow to businesses such as restaurants where credit card transactions are the norm.

Read and look photos on this web site show what atms are like when there problem ... http://consumerist.com/5218680/heres-what-a-card-skimmer-looks-like-on-an-atm

report Cam to Banking sector regulator - Banco de Espa?a