The main advantage to Halifax is that you can open a linked Banco Halifax Hispania acct in Spain and transfer currency fee-free between the two - so if your income is in sterling you can convert it, etc. Our local branch speaks fantastic English… however they often have to use their linguistic skills to apologise politely for the fact they can’t pay my autonomos, hacienda, etc etc, as they don’t offer full banking services. And if you have regular monthly transfers to make, a broker will always get you a better rate, even if they charge a fee it often works out preferable to bank rates,
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